* Please note: This is a membership scheme with a common start date and renewal date. The scheme renewal date for all policies issued under this scheme is 1st October 2026.
When selecting a specific ‘Start Date’ cover will run from that date to the next scheme renewal date. For example, if the Start Date is noted as 1st December, then cover will run from this date until the scheme renewal date of 1st October 2026.
The reason for this is the insurance is provided solely as a Member Scheme and therefore, has joining dates. This means cover is fixed, in any one insurance period, for all members. Members enjoy the same level of policy benefit, price and cover irrespective of age and individual medical circumstance.
Please note;
- No cover can be backdated
- No cover period can be greater than twelve months